Skip to main content

Key figures

Here you will find selected key figures for the DZ BANK Group plus a comparison of key figures for the past 5 years. You can download other tables, e.g. key figures, in Excel format in the download center.

Fee, commission, and bonus payments to cooperative banks

3010 € m
+ 14.8 %
Year-on-year comparison

Fee, commission, and bonus payments to cooperative banks

2,623 € m
Current year

Cost/income ratio

58.9 %
- 6.6 percentage points
Year-on-year comparison

Cost/income ratio

65.5 %
Current year

Average number of employees during the year

32271
+ 2.7 %
Year-on-year comparison

Average number of employees during the year

31,410
Current year

Comparison of key figures

Year-on-year comparison

€ million (Note) 2021 2020
Net interest income (34) 2,785 2,686
Interest income 4,174 4,978
Interest income calculated using the effective interest method 4,362 4,795
Interest income not calculated using the effective interest method -189 183
Current income and expense 62 82
Interest expense -1,451 -2,373
Net fee and commission income (35) 2,935 2,121
Fee and commission income 5,521 4,267
Fee and commission expenses -2,586 -2,146
Gains and losses on trading activities (36) 152 693
Gains and losses on investments (37) 245 166
Other gains and losses on valuation of financial instruments (38) 242 -62
Gains and losses from the derecognition of financial assets measured at amortized cost (39) - -2
Premiums earned (40) 18,994 18,741
Gains and losses on investments held by insurance companies and other insurance company gains and losses (41) 5,251 2,047
of which interest income calculated using the effective interest method 1,515 1,474
Insurance benefit payments (42) -20,356 -17,499
Insurance business operating expenses (43) -3,047 -2,922
Gains and losses from the derecognition of financial assets measured at amortized cost in the insurance business (44) - -20
Loss allowances (45) 120 -678
Administrative expenses (46) -4,265 -4,036
Other net operating income (47) 41 210
Profit before taxes 3,096 1,455
Income taxes (48) -920 -472
Net profit 2,176 973
 
Attributable to:
Shareholders of DZ BANK 1,996 865
Non-controlling interests 180 108