The group management report provides an overview of the DZ BANK Group’s current and future situation.
In this section, you can find out about our business model, strategy, and management units, as well as the approach, key performance indicators, and processes used to manage the DZ BANK Group.
In the business report, we describe the economic conditions during 2018 and the DZ BANK Group’s financial position and financial performance.
This section sets out any events of particular importance that occurred after the end of the financial year.
The human resources report provides details of the group’s HR projects and key figures. The non-financial group statement is included in a separate chapter of the Annual Report.
In this section, we provide our predictions for economic conditions, our financial performance, liquidity and capital adequacy, and the performance of the operating segments for the year as a whole.
The opportunity and risk report of the DZ BANK Group includes disclosures relating to DZ BANK. Unless presented elsewhere, the disclosures relating to the DZ BANK Group and the Bank sector also apply to DZ BANK.